Fixed Deposits & Bonds
Explore fixed-income product categories while reviewing issuer terms, tenure, liquidity, credit risk and taxation before proceeding.
Explore Fixed Income Options
Choose an area to open a focused enquiry form.
Fixed Deposit
Enquire NowCorporate FD
Enquire NowBonds
Enquire NowFixed Income Options
Enquire NowWho May Consider Fixed Income Products
These products may be explored by customers seeking defined product terms, but each issuer and instrument carries its own conditions and risks.
- Customers reviewing alternatives for surplus funds
- Investors considering a stated tenure
- People comparing issuer and product terms
- Customers seeking to understand liquidity and credit considerations
Key Factors to Review
Tenure
Understand lock-in or maturity period.
Interest / Coupon
Review how and when income may be paid.
Credit Risk
Issuer ability and instrument risk must be considered.
Liquidity & Tax
Premature exit and tax treatment can affect outcomes.
How to Enquire
Review the product and issuer information before making any decision.
Choose Product Type
Select the fixed-income area of interest.
Share Investment Range
Provide an approximate amount range.
Discuss Duration
Share your preferred investment period.
Review Issuer Terms
Review risk, liquidity, taxation and product terms.
Complete Documentation
Proceed through the applicable provider process.
Important Information
Frequently Asked Questions
Are all fixed deposits risk-free?
No. Risk, protection, liquidity and terms vary by issuer and product.
Can bonds be sold before maturity?
Liquidity depends on the instrument, market and applicable terms.
Is the displayed return guaranteed by Aadarsh?
No. Product returns and payments depend on issuer/product terms; Aadarsh does not guarantee them.
What should I review first?
Consider tenure, credit risk, liquidity, tax treatment and all product documents.
Explore Fixed Income Options
Tell us the amount range and duration you are considering.